Manusha sleeping with a bank manager for loan approval

The incident of this story is almost 5 years old and this happened between me and a bank manager in a leading nationalized bank and you know for what he was demanding a favor from me?  Hehehe.. That’s in the story..!

This was in 2015 when I applied for a personal loan from one of the leading nationalized banks.  After applying online, I got a call from the bank in 2 days and the executive visited my flat to complete the application formalities.  I noticed his eyes were glancing through my thighs in shorts and the small bumps inside my T-shirt, but never showed any hints.  He took about 15 minutes and told me that he would get a call from the branch and may need to visit the branch if needed and I said, “Okay, not a problem.”  As expected, I got a call to visit the branch for final verification and loan approval.  This visit turned out to be a game-changer..!!

I was wearing jeans and a bit tight T-shirt and was waiting at the lounge to meet the branch manager.   Since my whole body was waxed a day prior, my exposed hands were looking very smooth and shiny.  My face was glowing with the foundation and a bit of makeup I applied.  Hehehe.. I was looking like a “girly boy.” The branch manager was out and I had to wait for about 30 minutes.   After some time, I saw an old fellow, dressed up formally, passing through my seat, just had a look at me and went inside the cabin.  I guessed he would be the man I needed to meet.  I just got up and asked the lady in the branch if he is the manager and she said: “yes sir, he will call you in some time, please wait.”

Just in 5 minutes, I was called inside.  He was a man of about 56 or 57, formally dressed, with white hair and mush; a perfect gentleman, very impressive seasoned executive..!  Our first 10 minutes of discussion was completely formal.  He cross-verified my documents and asked a few questions.   Though it was a very formal meeting, I saw his eyes were all over my perky bulges, shoulders, and arms.  I didn’t feel anything bad about it, as I was used to such stares from men.   After the formal discussion, he started talking more freely and was curious to know more about my personal life and asked questions like “who all are at your home, are you staying alone, what do you do in your free time, etc. etc.” I tactfully answered those because I didn’t want my loan application to be rejected for silly reasons.   He didn’t forget to compliment my skin tone as well.  Lol..!  He assured me that he will get the loan processed and approved at the earliest.  He collected my personal number and told me that he will call me if at all there is any issue in the approval process.  I gave him my number and left the room.

On the same day evening at about 6 pm, I got a “hi” on my Whatsapp from a new number. 

Me:  “may I know who this is please?”

BM:  “hi, this is Sharma, the bank manager”

Me:  “hi Sharma sir, tell me.  Any update for me?”

BM:  “I will tell you.  Before that, tell me which perfume you use?” J

Me:  “Why sir?”

BM:   “You were smelling so good inside my cabin, tell me which one you use?”

Me:   “I used Versace.”

BM:  “oh wow..!  I really loved its smell.  Also tell me, what’s the secret for your smoothness?

Me:   “Nothing much sir, when can I get an update about my loan approval pls?”

BM:  “Mostly tomorrow.  I will update you.  Bye for now.”

Me:  “Bye sir”

Though this chat was for a short time, I had a strong feeling that he was trying to impress me or seduce me.  However, I didn’t think too much about it and moreover, I was actually not so keen to sleep with an old man.  I just wanted to get my loan amount credited to my account and forget about him.  I think he also felt that I was not interested.

Since I didn’t get any update him the next day, I messaged him on Whatsapp.

Me:  “Good afternoon Sharma sir.  Can I have an update about my loan please?”

BM”  “Good afternoon, some technical delay, I will give you a call in the night.”

I was not sure what he would update me in the night.  However, I said yes to him.  That night, he called me up at about 10 pm and spoke a lot about his personal life and all.  I could sense that he is a very romantic person, but his wife was not.  He has grown-up children but was never happy in his sex life with his wife.  His son was working in an IT company and his daughter was studying computer engineering in the final year.  I could relate to him and just tried to console him with my kind responses.   He again praised my body and the skin's smoothness.  He said “you are very kind and attractive.  I wish you were my daughter.”  We spoke for more than 2 hours that night. 

The next day, Saturday morning, I got a good morning message on my Whatsapp. 

BM:  “Good morning dear”

Me:  “Good morning sir.”

BM:  “I felt very nice talking to you yesterday.  Thank you so much”

Me:  “No problem sir”

BM:  “can I ask you something?”

Me:  “yes, please sir”

BM:  “What treat can you give me if I approve your loan?” J

Me:  “What treat you want sir?  I can take you for a nice dinner.”

BM:  “Oh wow, but not in the hotel.  I wish to have with you in your flat itself.”

Me:  “No problem sir, I can order for both of us, but when will my loan get approved sir?”

BM:  “Today itself dear..!  Can I come to your place tomorrow evening?  It’s Sunday.  We can have a good time.”

Me:  “Sure sir, call me and come.”

BM:  “Definitely darling, you will get a message from the bank about the loan credit by today 2 pm.”

Me:  “Thank you so much, sir.”

BM:  “it’s okay darling.  So, meet you tomorrow.”

Me:  “Yes sir, bye for now”

BM:  “Bye darling”

I very clearly knew that he was asking for a favor from me for approving my loan.  But, after hearing his story, I started having a soft feeling towards him and had made my mind to have him enjoy my body.  As he promised, I got my loan credited by 1:30 pm itself and I thanked him for the same by sending a Whatsapp message. 

The next day, as usual, I got his good morning message.  He was so excited to meet me in the evening.  For me, it would be my first experience sleeping with a man who is of my dad’s age.  I had an early bath and lunch and sent him my flat location.  By 3 pm, I took bath again and applied my regular fragrance and face makeup with a light color lipstick, changed my nail polish color, wore my shorts, and a black girly T-shirt with red bra and black panty inside.   I changed my bed sheet and pillow cover as well.  By 3:45, I got a call from his number to ask for my flat number.  He said, “I am down your apartment, coming up in 2 minutes.”  I was all ready to welcome my new bed partner.   He rang the bell and I opened the door.   He came inside with a packet in his hand and said, “This is a small gift for you, dear. You can open later.”  I was really surprised and thanked him for the gift.  “Your lips are looking very nice in this lipstick”, he said.

I welcomed him and offered a seat on the sofa.  I sat next to him on the sofa but was not touching each other.  He was a bit nervous but managed it well.   We just spoke casually for a long time, on different topics.

BM:  “You know what dear; when I saw you for the first time in the bank, I could make out that there is a girl inside you.  That's why I am not surprised by seeing you in a girly outfit.”

Me:  “Oh yeah, thank you, sir.  Thank you very much for approving my loan.”

BM:  “Come on baby, that's my job.  I was very eager to sit with you and spend some quality time.”

Me:  “hehehe.. you are sitting next to me now.”

BM:  “can I ask you something?”

Me:  “yes, please sir”

BM:  “Do you mind my age?"

Me:  “No sir, not at all.  You look smart and fit as well.”

BM:  “Thank you, darling.”

Me:  “No problem sir, I can order something for both of us, what would you like to have sir?”

BM:  “In fact, I am not hungry for food now, I am hungry for something else.”

Me:  “hehehe.. what's that sir.”

BM:  “come on.. don't tease me.”

Me:  “Okay, can I offer you a drink, sir? I have whiskey with me.”

BM:  “oh yeah, why not?.”

Me:  “One moment, I will mix it for you.”

BM:  “Sure, darling”

Me:  “Cheers sir, just sit back, relax, and have your drink.”

BM:  “Come closer baby, sit next to me.”

Me:  “Sure sir.”

BM:  “You smell so good baby, can I sniff you?”

Me:  “hehehe.. oh really? Where do you want to sniff?”

BM:  “Your neck?"

Me:  “hmmm, okay sir.”

BM:  “aaaahhh, your smell drives me crazy, baby.”

Me:  “Sir, can I ask you something now?”

BM:  “Sure baby.”

Me:  “When we first up in the branch, you had developed a lust on me, right.”

BM:  “Yes baby, absolutely, I was feeling crazy for you.  I felt like eating you.”

Me:  “hehehe.. We have only drinks now, nothing to eat.”

BM:  “oh baby, you are my snack for today..!”

Me:  “hehehe.. you naughty..!”

BM:  “come on baby.. Let me eat you..!”
BM:  “Your arms are looking smooth and silky, can I kiss it?”

Me:  "Yes sir, you can."

He kissed my right palm, went up to the inner hand, and then the shoulder.  His warm breath on my hand was a good feel for me.  I adjusted myself for him to get a good reach to my neck.  His kiss went up to my ears and then neck area.  I was getting aroused by an old man’s lips on me and was getting turned on.  His other hand started fondling my soft and smooth thighs.  “He whispered in my ears, I wish you were my daughter.” After saying that, he held my face with both his hands and planted a deep kiss on my lips.  He kissed on my lips repeatedly and then my eyes and nose as well.  I held his neck and pulled him towards me and opened my lips again for him to kiss me passionately.  His tongue was making a way to get inside my mouth and I slowly opened my mouth for him to enter.  His tongue rolled all over my mouth and lips and his kisses were really a turn-on.  I truly felt that he is a romantic lover in bed and could send what he missed from his wife.

 I lifted my neck for him to kiss me deep there and feel my fragrance.  He lifted my hands and took off my t-shirt.  Seeing me in a red bra was a super sight for him, I guess.  He kissed my shoulders over my bra and said: “you are smelling really good Swathi, can I smell your underarms?” I didn’t know who Swathi was.  He lifted my right hand and smelt my armpit like a dog sniff.  He took deep breaths from my armpit and kissed me there.   After a few seconds, I felt the wetness of his tongue in my armpit and I was feeling heavenly as it was my favorite as well.   I got up and asked him to come to the bedroom.  He followed me to the bedroom and removed his shirt before kissing me again.  I lied down for him with my bra and shorts on.  This time, he started from the bottom.  He was kissing my feet and started licking every inch of my leg.  He said, “Hold on, let me open your gift.”  He opened up the packet and showed me the gift.  It was a pair of silver anklets.  “I wanted this to be on your sexy feet, Swathi.”  He himself put the anklets on my feet and started kissing my feet with the anklets.  “Now, your feet are looking sexier, my girl.”

By saying that, he pulled my shorts down and made me lied down again.  His kisses were all over my belly now.  I was feeling super horny with his deep kisses and tongue rolling over my navel and inner thighs.  His right hand was fondling my boobs and his left hand was playing with my thighs and legs.  He slowly came up and kissed my boobs and pulled my bra off.  By holding my left boob, the right one was totally inside his mouth.  His expert tongue was playing all over my right boob and again to the armpit area.  I got to know how an experienced man handles a T-girl like me.   After sucking both my boobs for a longer time, he asked me to turn around.  He again kissed my neck and ears; went slowly to the back and again down to my bump cheeks.  By spreading my ass cheeks with both his hands, his tongue just touched my hole.  I suddenly felt an electric sensation there..!  Let me tell you, his tongue was magic..!!  It was the best rimming I got in my life until now.  All his saliva was all over my ass cheeks, and his tongue was all over my crack..!

By lifting my ass a bit up, he took my shecock out and put in his mouth.  Though it was small like a clit, he sucked it really well and while doing that, his middle finger was slowly inserted into my hole.   Oh my God..!!  That was the best one..!  His tongue, mouth, and fingers were playing all over my crotch.  I saw a big bulge and yes, he was totally hard down his pants.  I asked him to remove his pants and underwear and he did so.  After removing his clothes, he just came and stood near my face.  He had a yummy cock and my mouth was watering to suck it deep..!!  I held my right hand on his hard 7-inch cock and opened my mouth to feel the taste of a matured cock..! lol..!  My expertise in sucking made him go really crazy for me..!

I then knelt down and gave him a sexy blow job..! Within 5 minutes, he discharged a huge cum load in my mouth.   “aahh Swathi, my girl... drink daddy’s cum..”, he was super excited and was so happy cumming in my mouth.  I said, “daddy, I want you to fuck me.” By saying that, I kept on sucking him.  All his cum was drained out and I swallowed every bit of it.  His dick started becoming flaccid.  I asked him to lie down and moved on top of his body.  I rubbed my boobs on his cock and again started sucking him deeper.   “Swathi, come up and sit on daddy’s face.” I moved up and sat on his face.  He started sniffing my asshole and put his tongue deep inside my hole.  His hands were squeezing both my boobs and I moved his ass up and down all over his face.   “aahh Swathi, I love your pussy, rub it all over your daddy’s face.” “ohh yeah daddy, I wanted to do 69 with you.”  By saying that, I changed my position to 69.  His semi erected cock was slowly growing bigger.  I took it inside my mouth again and started sucking him at a slow pace.  My ass and dick were in his mouth and he was just loving to play with those. 

He was totally erected again and I wanted to get fucked by him.  I took out the condom and put it on his cock; applied some lubricant and told him “daddy, I want to ride you now.!  As my hole as totally lubricated by his saliva, his 7-inch cock slipped inside very smoothly.  My movement was slow and rhythmic and he was totally enjoying that.  “Oh yeah Swathi girl, fuck your daddy, I love the way you ride me..!” I rode his cock for more than 15 minutes and changed my position to doggy.   He entered from behind and started fucking me really hard by holding my hips.  “oh yeah.. fuck me daddy.. fuck me hard.. daddy.. I love your fuck.. feeling so good.. fuck your girl.”  I kept on moaning loudly.  “oh yeah my girl, Swathi.. I wanted to fuck you for a long time.. oh baby.. you are such a sexy daughter.  I want to fuck you every night baby.. I love to fuck you than your mom.”

He turned me into a missionary position and made my legs widespread.  He was totally mad to fuck me..! He kept on fucking me in the missionary position and started licking my face..!  I loved that action and turned my face for him to lick all over.   He fucked me in that position for about 10 minutes.  I felt his big rod deep inside my ass and was feeling really slutty for him.  I was imagining as his daughter, getting fucked by her own daddy.  “Oh baby..! I am cumming inside your pussy, Swathi..!  His body started trembling, as he was cumming inside me.  He kissed my neck so deeply.  “Oh my girl.. daddy is really happy fucking you today.”  He got up from me with a satisfied smile and kissed my lips again.  “I really loved it dear.” 

He went to the shower and came back after some time.  While putting on his dress, I wanted to ask him who Swathi is, but never asked about it.  Let that be his own dark secret..!

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Loads of love,

Manusha Tranny